1.1 This Site is operated by LOVAT COMPLIANCE LTD (a trading name of) and its affiliates ("we", "our" and "us").
1.2 Company details: LOVAT COMPLIANCE LTD; Suite 110, 12 South Bridge, Edinburgh EH11DD, Scotland, UK;
Reg. number SC542008; VAT number GB301562544
2.1 Access to the Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on the Site without notice. We will not be liable if for any reason the Site is unavailable at any time or for any period.
2.2 From time to time, we may restrict access to some parts of the Site, or the entire Site, to users without notice.
2.3 We aim to update the Site regularly, and may change the content at any time. If the need arises, we may suspend access to the Site, or close it indefinitely. Any of the Information on the Site may be out of date at any given time, and we are under no obligation to update such Information.
2.4 You may not use the Site in any way which may interfere with or prevent the proper working of the Site.
3.1 We are the owner or the licensee of all intellectual property rights in the Site, and in the Information published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
3.2 You are permitted to download and print extracts from the Information for your own internal non-commercial purposes provided that:
3.2.1 you do not modify the Information or any part of it including, without limitation, any documents or related graphics;
3.2.2 you do not use any graphics separately from any accompanying text;
3.2.3 our copyright notice appears in all such extracts; and
3.3 Any use or copying of the Information or any part of it otherwise than in accordance with clause 3.2 is prohibited. In particular, without limitation, you may not sell, licence, republish, post or transmit in any way or on any media the Information or any part of it save with our prior written consent.
3.4 Our status (and that of any identified contributors) as the authors of Information on the Site must always be acknowledged.
4.1 All the Information, including without limitation any financial information, is provided for information purposes only and on an "AS IS" and "AS AVAILABLE" basis. The Information does not constitute an offer, invitation or advice to buy, sell, hold, underwrite, subscribe or otherwise deal in any security or other investment, nor does it constitute investment advice. We disclaim all liability and responsibility arising from any reliance placed on any Information by any visitor to the Site, or by anyone who may be informed of any of its contents. Advice from a suitably qualified professional should always be sought before making any investment.
4.2 The Information displayed on the Site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:
4.2.1 All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity;
4.2.2 any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with the Site or in connection with the use, inability to use, or results of the use of the Site, any websites linked to it and any Information posted on it, including, without limitation any liability for:
(a) loss of income or revenue;
(b) loss of business;
(c) loss of profits or contracts;
(d) loss of anticipated savings;
(e) loss of data;
(f) loss of goodwill;
(g) wasted management or office time; and
(h) for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.
4.3 This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.
6.1 You must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. You must not attack the Site via a denial-of-service attack or a distributed denial-of service attack.
6.2 By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately.
6.3 We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or to your downloading of any material posted on it, or on any website linked to it.
7.1 You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
7.2 You must not establish a link from any website that is not owned by you.
7.3 The Site must not be framed on any other Site, nor may you create a link to any part of the Site other than the home page. We reserve the right to withdraw linking permission without notice.
7.4 If you wish to make any use of Information on the Site other than that set out above, please address your request to email@example.com. There is no guarantee that any e-mail sent to us will be received by us, or that the contents of any such e-mail will remain confidential during Internet transmission.
8.2 We do not endorse or approve the content of any Third Party Site, nor will we have any liability in connection with any of them (including, but not limited to, liability arising out of any allegation that the content of any Third Party Site infringes any law or the rights of any person or entity).
If you have any concerns about material which appears on the Site, please contact firstname.lastname@example.org.
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